Terms & Conditions

Terms and Conditions

These Terms of Service ("Terms") govern your use of our web application and invoice factoring solutions ("Services"), which are provided by Supply Pay, an LLC based in Texas, USA ("Company", "we", "us", or "our"). By accessing or using our Services, you agree to be bound by these Terms and our Privacy Policy. If you do not agree to these Terms, do not use our Services.

1. Use of Services

The Services are intended for business use only to facilitate invoice factoring solutions. By using our Services, you represent and warrant that you have the authority to bind the entity to these Terms and that your use of the Services is for legitimate business purposes.

2. Accounts

When you create an account with us, you must provide information that is accurate, complete, and current at all times. Failure to do so constitutes a breach of the Terms, which may result in immediate termination of your account on our Service.

3. Intellectual Property

The Service and its original content, features, and functionality are and will remain the exclusive property of Supply Pay and its licensors. Our trademarks and trade dress may not be used in connection with any product or service without the prior written consent of Supply Pay.

4. Termination

We may terminate or suspend your account immediately, without prior notice or liability, for any reason whatsoever, including, without limitation, if you breach the Terms. Upon termination, your right to use the Service will immediately cease.

5. Indemnification

You agree to defend, indemnify, and hold harmless Supply Pay and its licensee and licensors, and their employees, contractors, agents, officers, and directors, from and against any and all claims, damages, obligations, losses, liabilities, costs or debt, and expenses (including but not limited to attorney's fees), resulting from or arising out of a) your use and access of the Service, or b) a breach of these Terms.

6. Limitation of Liability

In no event shall Supply Pay, nor its directors, employees, partners, agents, suppliers, or affiliates, be liable for any indirect, incidental, special, consequential or punitive damages, including without limitation, loss of profits, data, use, goodwill, or other intangible losses, resulting from (i) your access to or use of or inability to access or use the Service; (ii) any conduct or content of any third party on the Service; (iii) any content obtained from the Service; and (iv) unauthorized access, use or alteration of your transmissions or content, whether based on warranty, contract, tort (including negligence) or any other legal theory, whether or not we have been informed of the possibility of such damage, and even if a remedy set forth herein is found to have failed of its essential purpose.

7. Governing Law

These Terms shall be governed and construed in accordance with the laws of Texas, United States, without regard to its conflict of law provisions.

8. Changes

We reserve the right, at our sole discretion, to modify or replace these Terms at any time. If a revision is material, we will provide at least 30 days' notice prior to any new terms taking effect. What constitutes a material change will be determined at our sole discretion.

9. Contact Us

If you have any questions about these Terms, please contact us at team@supplypaytx.com.

Privacy Policy

This privacy policy ("Policy") describes how Supply Pay, an LLC based in Texas, USA ("Company", "we", "our", or "us"), collects, uses, and shares personal information of users of [www.supplypay.io] (the "Site") and our invoice factoring solutions ("Services"). By using our Site and Services, you agree to the collection and use of information in accordance with this Policy.

1. Information We Collect

We collect information about you in a range of forms, including personal information. As used in this Policy, "personal information" is as defined under the applicable law, and includes any information which, either alone or in combination with other information we hold, identifies an individual.

Information You Provide to Us:

Personal details (e.g., name, address, email)

Business-related information (e.g., company name, business size, industry)

Financial information (e.g., bank account details, invoice information)

Any other information you choose to provide to us

Information We Collect Automatically:

Web browser details

Pages viewed

IP address

Cookies and other tracking technologies

2. Use of Your Information

We use your information, including personal information, to:

Provide, operate, and maintain our Services

Improve, personalize, and expand our Services

Understand and analyze how you use our Services

Develop new products, services, features, and functionality

Communicate with you, including for customer service, to provide you with updates and other information relating to the website, and for marketing and promotional purposes

Process your transactions

Find and prevent fraud

3. Sharing Your Information

We may share your information with third parties in the following situations:

With service providers who perform services for us

To comply with legal obligationsTo protect and defend our rights and property

In connection with, or during negotiations of, any merger, sale of company assets, financing, or acquisition of all or a portion of our business to another company

With your consent or at your direction

4. International Transfers

Your information, including personal information, may be transferred to — and maintained on — computers located outside of your state, province, country, or other governmental jurisdiction where the data protection laws may differ from those from your jurisdiction.

5. Your Rights

Depending on the jurisdiction, you may have the right to access, correct, delete, or restrict use of certain personal information and to request that we provide you with a copy of your personal information. Requests to exercise these rights should be directed to team@supplypaytx.com.

6. Security

We take reasonable measures to protect your personal information from loss, theft, misuse, unauthorized access, disclosure, alteration, and destruction.

7. Changes to This Privacy Policy

We may update this Policy from time to time. The updated version will be indicated by an updated "Effective Date" and the updated version will be effective as soon as it is accessible.

8. Contact Us

If you have any questions or concerns about this Policy, please contact us at team@supplypaytx.com.